BNPL has been one of the fastest-growing financial product categories in the world over the past five years, in GCC, Africa, and CIS markets
The term “API-first” has become standard vocabulary in banking technology discussions, but it is used with widely varying degrees of precision. For many, it simply means that a system...
Over the past few years, banking conversations in the GCC have been dominated by digital transformation, open banking, and real-time payments.
Today, the conversation is evolving. It's no longer just about innovation. It's about resilience at the...
Banking as a Service is one of the most consequential structural shifts in financial services since the introduction of internet banking. It decouples the provision of regulated banking infrastructure from the...
A core banking platform runs a bank’s accounts, loans, payments and ledger in real time. What it does, what it must include and how to choose one.
This article provides a comprehensive, practical guide to cloud core banking: what it actually means at a technical and operational level
Whether to modernize aging core banking systems through incremental upgrades to monolithic platforms, or rebuild on composable, cloud-native, API-first Banking-as-a-Service (BaaS); is what GCC Composable Banking Platforms architectures are designed...
This is Banking as a Service reshaping the Gulf Cooperation Council in 2026. The GCC digital banking market, valued at $12.7 billion in 2026.
I want to use an analogy that might sound unusual for discussing banking technology, but it perfectly captures what’s happening in the Gulf financial services market. In traditional banking, you catch...
Central Asia has a population of 82 million people, 85% of whom identify as Muslim. Yet as of early 2024, The CIS Islamic banking and finance industry held just $699 million...