Composable banking architecture explained: the components, where the boundaries fall, how it compares with monolithic and modular cores, and how to implement it.
Abdurrahman Çınar

Abdurrahman Çınar

COO and Co-Founder of Fimple

Composable banking is an approach that emphasises flexibility and agility by allowing banks to assemble and reassemble modular banking capabilities quickly and easily. Each capability is an independent component with its own logic and data, joined to the others through open APIs. It replaces the monolithic core, where every product, process and ledger function ships […]

Görkem Sarptunalı

Görkem Sarptunalı

Growth Engineer

 a Saudi bank cannot launch a sharia compliant BNPL product by adding a Sharia wrapper to a conventional instalment loan. The Murabaha contract has to be a native contract type in the core, because the ledger, not the application layer, is what the Sharia board audits and what SAMA reporting draws from.
Abdurrahman Çınar

Abdurrahman Çınar

COO and Co Founder of Fimple

In today's financial services landscape, more institutions than ever are holding a banking licence and preparing to serve their first customer. Across the Gulf, Egypt, Türkiye and Central Asia, regulators keep authorising new digital banks, participation banks, and finance companies.
Abdurrahman Çınar

Abdurrahman Çınar

COO and Co-Founder of Fimple

For financial institutions, fintech companies, and technology platforms building the next generation of credit infrastructure, understanding XNPL is essential.
CEO of Fimple Egypt

Ahmed Samy Tayel

CEO of Fimple Egypt

Core banking is no longer an IT purchase. It is a capital-allocation decision. Three shifts every CFO should know, plus a free guide.

Mustafa Bedir

Account Executive

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