The financial sector in the GCC is moving fast. Sometimes too fast to keep up with if you’re running a bank, a fintech, or even a large enterprise.  But if you zoom out for a moment, a few clear patterns start to show. And once you see them, it’s hard to unsee where things are going.  Here’s my take on what’s shaping financial services in the GCC over the next couple of years and what actually matters if you’re building or modernizing financial products.