NEO
Digital Lending Platform
Real-time lending reimagined: Quick, flexible, and inclusive credit solutions at your fingertips.
Enhanced Customer Reach
Integrated into mobile apps and websites, Fimple enables
financial institutions to offer microloans at the point of
need, expanding customer reach and driving financial
inclusion.
Affordable and Accessible
Fimple’s neo digital lending platform offers financial
institutions the tools to extend credit responsibly and
affordably, ensuring that underserved customers can
access the financing they need without burdening
themselves with unmanageable debt.
Financial Inclusion
Enable small loans with customizable credit scoring
models for underserved segments, integrate with mobile
money platforms to expand your reach into remote areas.
Robust Reporting and Analytics
Track loan performance, portfolio health, and financial
metrics with real-time dashboards, generate regulatory
reports to stay compliant with local laws and regulations.
Scalability and Flexibility
Scale effortlessly as your institution grows, with a modular
system that adapts to changing needs, manage both
individual and group lending models, ensuring flexibility.
Secure and Compliant
Advanced security features, including encryption and
access controls, ensuring customer data safety, fully
compliant with regulatory standards specific to
microfinance operations.
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Transform Your Financial Services See Fimple in Action!
Use Cases
Fimple’s open API architecture enables seamless integration with top-tier software solutions, empowering financial institutions to streamline every phase of the loan process—from initiation to repayment—without the constraints of traditional systems.
Buy Now Pay Later
Fimple BNPL infrastructure solution provides you to ensure your customer with an affordable, flexible, and transparent financing solution that’s more than simply a loan.
Rent Now Pay Later
Fimple Core Banking platform offers a comprehensive solution to companies looking to implement Rent Now, Pay Later (RNPL) infrastructure by leveraging its modern, flexible technology stack designed to meet the needs of today’s financial institutions. Here’s how Fimple can support companies in deploying RNPL services:
Consumer Finance
Fimple platform supports loan applications across multiple channels, including mobile apps, websites, and in-branch systems. This ensures customers can apply for loans anytime, anywhere, and on any device.
Credit Union
Fimple enables banks and financial institutions to create and manage diverse loan products, such as personal loans, microloans, mortgages, and business loans. Each product can be tailored with unique terms, interest rates, and repayment schedules.
Credit cooperative
Fimple’s advanced analytics capabilities allow banks and FIs to offer risk-based pricing. Borrowers with better credit scores receive more favorable terms, while high-risk customers are priced accordingly.
Fintechs
Once a loan is disbursed, Fimple automates repayment tracking, payment collection, and delinquency management. It sends reminders, generates statements, and escalates overdue accounts seamlessly.
15x
More Efficient
Fimple reduces development and deployment efforts by 15 times compared to traditional systems, streamlining processes from testing to production.
60%
Faster Loan Operations
Automated workflows enable institutions to approve loans 60% faster, ensuring quicker customer onboarding.
60%
Cost Savings
Achieve 60% savings in Total Cost of Ownership (TCO) within the first year of adopting Fimple’s platform.
4-Weeks
Product Launches
Launch products faster! One client brought a BNPL product to market in just 4 weeks using Fimple’s agile platform.
"At OneFor, our mission is to empower communities through accessible and responsible financial solutions. Fimple's Microfinance Solution has revolutionized the way we serve our customers. Its real-time credit decisions and seamless integration with our systems have enabled us to provide faster, more efficient lending services. The platform's flexibility and cloud-native scalability have allowed us to expand our reach and support underserved communities, driving meaningful financial inclusion. Partnering with Fimple has been instrumental in achieving our goals."
Kenan Ayhan, CEO
Key Features of the Fimple Neo Digital Lending Platform
Fimple’s open API architecture enables seamless integration with top-tier software solutions, empowering financial institutions to streamline every phase of the loan process—from initiation to repayment—without the constraints of traditional systems.
Loan Management
Integrated into mobile apps and websites, Fimple enables
financial institutions to offer microloans at the point of
need, expanding customer reach and driving financial
inclusion.
Cloud-native and Cloud-Agnostic
Fimple’s neo digital lending platform offers financial
institutions the tools to extend credit responsibly and
affordably, ensuring that underserved customers can
access the financing they need without burdening
themselves with unmanageable debt.
Customer Management
Enable small loans with customizable credit scoring
models for underserved segments, integrate with mobile
money platforms to expand your reach into remote areas.
Limit and Collateral Management
Integrated into mobile apps and websites, Fimple enables
financial institutions to offer microloans at the point of
need, expanding customer reach and driving financial
inclusion.
Real-Time Lending Decisions
Fimple’s neo digital lending platform offers financial
institutions the tools to extend credit responsibly and
affordably, ensuring that underserved customers can
access the financing they need without burdening
themselves with unmanageable debt.
How Fimple Microfinance Works
Fimple’s microfinance solution operates seamlessly through a SaaS-based platform that enables financial institutions to:
1
Launch and Manage Microloan Products
Create, manage, and scale microloan offerings with ease using Fimple’s user-friendly interface and automated servicing capabilities.
2
Automate Loan Processing
Automate loan origination, underwriting, and servicing, ensuring a streamlined, efficient lending process that reduces administrative burdens and accelerates time to market.
3
Scale Infrastructure
Built on Fimple’s cloud-native platform, the microfinance solution scales effortlessly with demand, allowing institutions to grow their lending portfolio without worrying about capacity constraints.
Insights
Explore in greater depth
It’s time to change with Fimple.
Cloud-native composable core banking system for financial institutions with the “Financial Function as a Service” principle.
