Fimple v1.35 Release Notes
Fimple v1.35 is the August 2026 release of the Fimple core banking platform. It adds automated financial spreading, a Digital Intelligence agent for customer risk, participation profit management, and new capability for lending through NGOs and agent networks, alongside 350 new features and 315 new financial APIs.
Shipping fast is not the hard part. Shipping regulator-level function fast is.
686
work items
350
new features
315
new financial APIs
29
regulatory and compliance developments
What is new in v1.35
Credit analysis
Automated financial spreading
Independent audit reports are read automatically and mapped onto the chart of accounts, so credit analysts start from structured financials rather than keying figures in by hand.
Risk and compliance
Digital Intelligence agent
The Digital Intelligence agent scans open sources and returns risk scores and alarms for each customer, giving compliance and credit teams an outside view of the people and companies they serve.
Islamic finance
Participation profit management
Profit on participation products can follow a Wakala or an interest-based model. The method is fixed when the product is defined and cannot be changed once saved, so every account stays on the terms it was opened under.
Inclusive lending
NGO financing and Agency portal
New capability for institutions that lend through NGOs and agent networks, with an Agency portal for the agents who originate and serve those loans.
Frequently asked questions
What is new in Fimple v1.35?
Fimple v1.35 adds automated financial spreading from independent audit reports, a Digital Intelligence agent that returns customer risk scores and alarms from open sources, participation profit management on a Wakala or interest-based model, and NGO financing with an Agency portal. In total it delivers 350 new features, 315 new financial APIs and 29 regulatory and compliance developments.
When was Fimple v1.35 released?
Fimple v1.35 was released in August 2026. The next release, v1.36, followed in October 2026.
What is automated financial spreading?
Financial spreading is the work of taking figures from a borrower’s financial statements and putting them into a standard format for credit analysis. In Fimple v1.35, independent audit reports are read automatically and mapped onto the chart of accounts.
How often does Fimple release a new version?
Fimple ships a major functional release every two months. Every release is documented on the Fimple release notes page.
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All release notes · Next release: Fimple v1.36